Many of you know that Sarah and I are planning our wedding. We’ve set a date, June 18, 2016. Even picked a general area! North Lake Tahoe. But boy can planning a wedding get expensive!
I came across this article not too long ago and thought it might be helpful for those of you planning a wedding or with children or grand children who are.
Getting creative can truly help trim costs.
Do you have a way that you cut costs at your wedding?
Many folks assume once they hit 65 years old, health care will be free. Or at least cheap.
Does $220,000 sound free or cheap to you? This is the figure that Fidelity’s research estimates a 65-year old couple will need to cover out-of-pocket health care costs!
This can vary wildly. The above figure is an estimate for when a husband dies at 82 and the wife at 85. What if you live longer?
This is why people need a plan in retirement. A plan for income, investments and health care, including long term care insurance.
If you or someone you know is interested in talking more about this, please give us a call!
Was budgeting one of the resolutions? Did you swear that in 2015, you’d begin to get a handle on spending? Folks, rich people and poor all struggle with this aspect. It is difficult for so many Americans, regardless of their relative wealth.
If this sounds like you, Check out these easy ways to save money on household expenses, broken down by room: http://aol.it/1qaW9Qs
If you’d like more one on one help, we’re here for you. Just give us a call!
Maddie is now 13 and Patrick is 11. It sure doesn’t seem as if that much time has passed since they came into my life. But I can’t argue with a birth certificate. Time is marching on!
Since their very youngest ages, I’ve coached both of them in various sports. Softball, baseball, soccer, and now lacrosse. My parents set this example for me as a youngster. My mom volunteered as team mom and even league president. My dad was always coaching or officiating. They always helped out. And now, so do I.
Coaching can be thankless sometimes. When you get those parents we’ve all read about. the ones who seem to believe their $100 sign up fee buys them carte blanche to say whatever comes to mind, no matter how inane. or the ones who live vicariously through their children’s athletics. They can be a real pain. They can make you question coaching.
But mostly, parents are appreciative. Mostly, the kids give more to me than I give to them. I gain lessons patience when forcing myself to remember they need time to learn. I discover again to watch my words and be sure they are understandable so they can better grasp a topic. And, like a gardener who finally sees her harvest or a teacher whose student begins to excel, I receive a lot of satisfaction in seeing a child improve. When a boy scores his first goal, the joy in his eyes is priceless. But my players learn more than just about their chosen sport.
They learn to be on time. They learn how they must come to practice and games with all of their gear and be prepared. They learn they must work on skills outside of practice. They learn to set goals. They learn to take criticism. They learn to work harder than they thought they could. For the few short months they spend with me, they learn to become better people.
I coach to give back to our community. But if I’m really being honest, coaching gives much back to me. And that’s why I love it so much.
Obviously, for some of our clients and readers, social media is old hat. But I recently read where over 60% of folks over 55 are the fastest growing segments of social media sites like LinkedIn, Facebook and Twitter.
Ever felt like learning more about these sites? They can be confusing, daunting and often we hear folks fear for their privacy. If that’s you, let me know, I’ll stop by for a few minutes some day soon and show you how the basics work.
Better yet, want to look cool for a child or grandchild?
What if you had a child or grandchild just getting out of college or looking for work? A great way to find work these days is via LinkedIn ‘connections’ people one knows on the social media site called LinkedIn.
We happen to have quite a lot of contacts on LinkedIn. If you or someone you know would like to learn a bit more about the best ways to use LinkedIn, let us know. Why not set up a time with us and come by with your grandchild and we can look through our LinkedIn connections to see if there is anyone they’d like to be introduced to for help finding work? You’d look cool and they’d potentially meet someone who can help advance their career search.
Hope you all had a fun weekend! We spent some time down in San Diego learning more about better business practices. We attended a conference for a few days that we truly loved.
In 2015, we are committed to helping serve you better. We are committed to being B Corp. We are committed to working harder than we ever have to protect your finances in these most volatile times. In the coming weeks, you’ll see more about what we just learned being put into practice.
For now, it is Monday! Have a cup of coffee and enjoy the above video. We love what we do – helping you protect your finances. But I think the person in the cow suit here takes the cake when it comes to really getting into what one does for a living and loving his job!
Think of this cow’s enthusiasm as you start your week!
But is the opposite true, then? What comes down must go up? Do you wonder if rates will rise soon? Or how that even happens? Or what the outcomes might be?
This blog linked here is an interesting perspective from Forbes magazine writer Tim Worstall.
For anyone interested in the more technical side of economics, this is a good read and a very interesting proposal. The author asks “Will the Fed raise interest rates before they reverse QE? Or will they run down their balance sheet as a method of raising interest rates first?”
I’m for the prior over the latter but would love you thoughts.
It doesn’t take much to do a little something to help your fellow human. The folks on this web post might make you smile. Better yet, they might help counter the stories online and on the news that might have made you think humans are rotten to the core.
My favorite is the man who reads to his co-worker who cannot. What is yours?